Education Loans

The Office of Financial Aid works cooperatively with the Stockton Center for Economic & Financial Literacy to bring prospective and current students more information about college finances.   Please visit this site before you borrow to become informed with education loan borrowing, resources and repayment options that are available to you.

Stockton participates in the Federal Direct Stafford Loan program and the Federal Direct PLUS (parent) loans.  The links provided below will take you to the lender website so that you may complete the promissory note for your loan. This process is critical to ensure that your loan funds are received at Stockton.

Federal Direct Stafford Loan

Accept your Federal Direct Loan

Complete your Master Promissory Note and Entrance Interview online

GO Portal
(Financial Aid tab)
Complete your Exit loan counseling requirement Direct Loan Exit Counseling

Federal Direct PLUS Loan 

Apply for a Parent Direct PLUS Loan
Apply for a Graduate/Professional Direct PLUS Loan
PLUS Loan application and Master Promissory Note

Private/Alternative Education Loans 

Private student loans are non-federal government loans offered by private lending institutions as an additional source of funds for higher education.

  1. Determine the amount of loan needed-borrow only what you need!
    Use the Direct Cost Calculator
  2. Find a credit worthy co-signer
  3. Compare lenders and borrowers benefits.  Carefully choose the lender that best meets your needs!
  4. Understand the interest rate.
    Interest rate may be variable or fixed
    Rates are based on an index (LIBOR or Prime)
  5. Complete your loan application 4 weeks before your tuition is due.
    Your credit check has an expiration date which must be valid at the time of disbursement.  it is best not to apply more than 4 months before the start of the semester.
  6. Choose your repayment option
    Save money by making payments while in school
    If you cannot make payments while in school, be sure that the lender offers an in-school deferment.

FASTChoice Loan Resources
click here to view the comprehensive list of lenders

 

 Federal Direct Loan Repayment Information and Calculator 

Federal Direct Loan Servicing

 Direct Loan Servicing
Loan Repayment Calculator Loan Repayment Calculator