Education Loans

To help fill the gap with additional funds to cover your educational costs, we have provided you the opportunity to explore the different types of education loans below to see which option(s) may work best to fit your needs.

**It is recommended that you consider Federal Direct Subsidized and/or Unsubsidized Loan options before looking into additional loan resources, as the interest rates on these types of loans are typically lower than other loan products.

Additional Information:

Responsible Borrowing:

Before borrowing, make sure to familiarize yourself with education loan borrowing, resources and repayment options that are available to you. The Office of Financial Aid works cooperatively with the Stockton Center for Economic & Financial Literacy to bring prospective and current students information about college finances. Remember to always borrow responsibly.


Federal Loan Borrowing History:

Check your federal loan borrowing history at nslds.ed.gov.


Make a Loan Change:

Need to make an adjustment to or cancel your Federal Direct Subsidized/Unsubsidized, Graduate PLUS or Private/Alternative Loans? Click the link below for instructions.

Click below for instructions on how to Make a Loan Change.
 

Step 1: Log on to the goStockton Portal

Step 2: Click on the Financial Aid tab

Step 3: Select the “Make a Loan Change” graphic on the left-hand side of the page

Make a Loan Change

Note: For Parent PLUS loan adjustments or cancellations, the parent borrower must send an email to finaid@stockton.edu detailing the loan change request. The email must be sent from the email address on the PLUS loan application for our office to process the request.

Step 4: Follow the prompts within the form, detailing your request Be sure to select which loan or loans you would like to adjust or cancel as well as enter current and revised loan amounts.

Step 5: Submit the form Your loan change will be forwarded to the loan officer for review and processing.

Please monitor your goStockton portal and allow 2 to 3 business days to complete your request.

Instructional Video:

 

*Note: We cannot increase an academic year loan over the amount that was offered to you. To learn about eligibility criteria for Federal Direct Subsidized/Unsubsidized loans, click here. We cannot increase the amount of an academic year loan that you were approved for through a private lender.
 
If you need additional funds, contact your lender or search for additional private/alternative loans here.