Education Loans

To help fill the gap with additional funds to cover your educational costs, we have provided you the opportunity to explore the different types of education loans below to see which option(s) may work best to fit your needs.

**It is recommended that you consider Federal Direct Subsidized and/or Unsubsidized Loan options before looking into additional loan resources, as the interest rates on these types of loans are typically lower than other loan products. Federal Direct Loans are offered to students after filing the FAFSA and will be displayed in their financial aid offer.

Additional Information:

Before borrowing, make sure to familiarize yourself with education loan borrowing, resources and repayment options that are available to you. The Office of Financial Aid works cooperatively with the Stockton Center for Economic & Financial Literacy to bring prospective and current students information about college finances. Remember to always borrow responsibly.

The National Student Loan Data System keeps a record of all of your federal loan borrowing. Check your federal loan borrowing history at nslds.ed.gov.

View your Federal Direct Loan Borrowing History Here

Federal direct loans are offered at the beginning of an academic year and are based on expected full time enrollment. Per federal regulations, institutions are required to prorate loans for graduating undergraduate students when their final period of enrollment is less than a full academic year.

Learn about Federal Direct Loan Proration Here

Need to make an adjustment to or cancel your Federal Direct Subsidized/Unsubsidized, Graduate PLUS or Private/Alternative Loans? See below for instructions.

How to Make a Loan Change

Step 1: Log on to the goStockton Portal

Step 2: Click on the Financial Aid tab

Step 3: Select the “Make a Loan Change” graphic on the left-hand side of the page

Make a Loan Change

Note: For Parent PLUS loan adjustments or cancellations, the parent borrower must send an email to finaid@stockton.edu detailing the loan change request. The email must be sent from the email address on the PLUS loan application for our office to process the request.

Step 4: Follow the prompts within the form, detailing your request Be sure to select which loan or loans you would like to adjust or cancel as well as enter current and revised loan amounts.

Step 5: Submit the form Your loan change will be forwarded to the loan officer for review and processing.

Please monitor your goStockton portal and allow 2 to 3 business days to complete your request.

Instructional Video: