Information for 2024

If you are adding eligible dependents to your benefits for the first time, you will need to upload supporting documentation to Benefitsolver at the time of enrollment. For spouses, you’ll need a marriage license and the front page of your most recently filed tax return, for dependent children, their birth or adoption certificates showing your name as parent is required. A reminder to parents that had newborns in the past two years, if you only added your baby to your medical coverage and want them included on your dental insurance for 2024, please enroll them during Open Enrollment.

Employees with dependent children who are turning age 26 in 2023 do NOT need to delete them at Open Enrollment. Their coverage will automatically end on December 31, 2023, and you will receive additional information from this office, and the State of New Jersey in November and December.

Please visit the 2024 SHBP Virtual Benefits Fair to learn more about the benefits that are available to you. There are no changes to the benefits plans for 2024.

If you would like to see or compare an estimate of your payroll deduction, use this calculator. Campus Police Officers in the PBA union should select “State All Other” as the Employee Type. CWA members choose “State CWA,” and the IFPTE, AFT, NJLESA, NJSOA unions, and all Stockton Managers are the “State Union Negotiated” Employee Type. Once you’ve entered the information and calculated the contribution, ten-month employees divide the annual amount by 22 pays, and twelve-month employees divide it by 26 pays.

OMNIA Tiered Plan Incentive:

The State is again offering a financial incentive of $1,000 to first-time enrollees into the OMNIA Plan, provided you remain enrolled for one year.  The incentive is reportable for income tax purposes and will be paid by gift card no later than the end of the current tax year. The incentive shall be forfeited and will be owed back to the SHBP if you fail to remain in the OMNIA tiered network plan for at least one year (for example, if you resign your employment in 2024.)

Please note that the OMNIA Tiered Plan works differently than the NJ Direct PPO Plan. While the State is offering the incentive, and while you will see lower employee payroll cost-share deductions for the OMNIA plan, you will face higher copayments and deductibles if your medical providers are Tier 2. You can use the Doctor and Hospital Finder to search for your medical providers.

For Plan comparisons, please see the 2024 Plan Overview Book.

Dental Plan Information

There are two types of Dental plans offered.  The most popular choice among employees is the Aetna Dental Expense Plan, the only dental PPO offered in the SHBP.  The Aetna Dental Expense Plan is the only option that offers both in-and-out of network coverage.  The remaining dental plans are all referred to as Dental Plan Organizations (DPO’s); these are managed care dental plans, with a limited network of providers, including large groups such as Eastern Dental and University Dental.  Here is a list and contact information for all the dental plans offered.

If you are making any changes to your benefits at Open Enrollment, and have not yet created a Benefitsolver account, please follow the directions below.

Bart Musitano, Kim Cappuccio, and Kristen Shaughnessy, are available to you if you have any questions, would like to discuss plan changes you are considering, or need assistance with enrolling or uploading documentation into Benefitsolver.  Please call, or email us at Benefits@stockton.edu. Use “Open Enrollment” in the subject line.

Flexible Spending Accounts

Tax$ave allows full-time employees to set aside pre-tax dollars to pay for certain medical, dental, and also dependent care expenses through Flexible Spending Accounts (FSAs).  

Enrollment in the FSA does NOT carry over from the previous year. Even if you are contributing in 2023, if you wish to participate in 2024 you must complete a new enrollment during the month of October.  

If you do not want to enroll in the FSAs, there is nothing that you need to do.

For 2024, Horizon Blue Cross Blue Shield of New Jersey continues as the administrator for the FSAs through Horizon MyWay.

There are two voluntary FSA accounts. You may select one, or both. 

• Medical FSA- Use this account to pay for co-payments and other qualified medical, dental, and vision care expenses that you and your eligible dependents incur, which are not paid by your health, prescription, and dental insurance. Many of these expenses can be paid using your FSA-issued debit card.

• (Horizon debit cards that were issued in 2021 are set to expire. If you enroll in the medical FSA at Open Enrollment, new debit cards will be mailed in November or December of 2023)

• Dependent Care FSA- Use this account to cover eligible child day care or elder day care expenses.

Please review this Essential Reference Guide to learn more about the benefits of the Horizon MyWay FSA to see if one or both of these accounts are right for you.

How To Enroll:

• Online Enrollment (preferred)

o    Login using your SS# and date of birth, and then provide an email address.

o    You will make separate elections for the Unreimbursed Medical FSA and the Dependent Care FSA. (Be careful that you’re choosing correctly)

o    Print out your confirmation, and you’ll also receive an email confirmation of your election(s). Save the confirmation.

• Complete a paper enrollment and fax it directly to Horizon MyWay at 866-231-0214 or send via email to HorizonMyWay.Documents@HelloFurther.com.  If you are choosing the fax option, save the receipt as proof that the fax was sent successfully.

Enrollments must be submitted directly to Horizon by October 31, 2023.

Horizon MyWay will be hosting three informational webinars during the month of October. Below are the links if you’d like to register to learn more about the Tax$ave program. One date remaining!

      Thursday, 10/26 at 12 pm ET:  https://horizonblue.webex.com/weblink/register/r11cec3efad3f80cc76627f8d6156c989